Simple loan tracking for everyday
lenders.
A simple way for mashonisas and stokvels to track loans, payments, and group money without paper books or bank linking.
Common Problems
Why paper books make
lending harder.
Paper records get lost
A notebook can go missing, get wet, or get damaged, and then all your records are gone.
Informal reminders get ignored
It's easy for people to miss or ignore casual reminders, so payments come in late.
Arguments about amounts owed
Without a clear record, people can argue about what was borrowed and what was paid back.
Forgotten repayment dates
It is hard to remember many different payment dates when you are writing everything by hand.
How Lenda Helps
Simple tools for everyday lenders.
Clear Payment Record
Keep one trusted record of every loan, payment, and balance.
AI Help
Ask simple questions and get quick answers about your money and loans.
Automatic Reminders
Send reminders by SMS or email when payments are due or late.
Stokvel Groups
Track group money, members, and loans in one shared place.
Flexible Payment Options
Choose how a payment must be split between the loan amount and interest.
Built for South Africa
Made with South African lending and privacy rules in mind.
Plans
Pick the plan that fits
how you lend.
Paid Solo
- Unlimited solo loans
- AI help
- Automatic reminders
- Better reports
- Read-only invited group access
Group Plan
- Create and manage groups
- Up to 10 members
- Unlimited loans
- Full group reports